Plain-English guides to financial independence and retiring early — the math, the milestones, and the trade-offs.
Invest enough now and compounding alone carries you to your number — the formula, worked examples, and what coasting unlocks.
Types of FIREHow part-time income shrinks your FIRE number and lets you leave full-time work years sooner — including the health-insurance angle.
InvestingThe simple, low-cost index-fund approach behind most FIRE portfolios — asset allocation, fees, and staying the course.
InvestingWhy compounding rewards starting early, plus the Rule of 72 for estimating growth in your head.
Taxes401(k), IRA, Roth and HSA explained — plus how early retirees reach the money before 59½.
RiskThe danger of a market crash early in retirement — why order beats average, and how to protect against it.
SavingsHigh-impact, practical ways to raise the number that decides your FIRE date — without feeling deprived.
WithdrawalWhere the most-cited rule in retirement comes from, how it works, and its limits for early retirees.
PlanningThe simple formula — annual expenses ÷ withdrawal rate — with worked examples at every spending level.
SavingsWhy your savings rate beats your salary, and how 10%, 25%, 50%, and 65% map to years-to-FIRE.
Types of FIREFrugal vs generous early retirement, the numbers side by side, plus where Coast and Barista FIRE fit.
PlanningThe real amount by lifestyle — $40k, $60k, $100k — and what counts toward the total.